This Privacy Policy describes how First Care Quote, Inc. collects, uses, shares, and protects your information when you visit or use our website, https://firstcarequote.com, and related online services (collectively referred to as the “Site” or “Services”).

By using our Site, submitting your information, or participating in any of our ACA health insurance lead programs, you consent to the practices outlined in this Privacy Policy. If you do not agree to the terms herein, please refrain from using our Site or submitting your information.

We reserve the right to update or modify this policy at any time. Continued use of our Site after such changes will constitute acceptance of the revised Privacy Policy.

Scope of This Policy

This Privacy Policy applies to all information collected through our website and affiliated marketing channels associated with Affordable Care Act (ACA) health insurance, health coverage options, and related services.

Information We Collect

We may collect the following types of information:

A. Information You Provide Directly

When you complete a quote request form, register, or communicate with us, we may collect:

• Full name

• Email address

• Phone number (mobile and/or landline)

• ZIP code and state

• Date of birth

• Household and income details (when applicable to insurance quoting)

If you choose to request assistance or a quote for ACA or Marketplace health insurance, this information may be shared with licensed insurance agents or agencies authorized to assist you.

B. Automatically Collected Information

As you browse our Site, we and our marketing partners may automatically collect:

• IP address

• Browser type and operating system

• Referring and exit pages

• Date/time of visits and session data

• Clickstream activity and page interactions

This data helps us improve user experience, detect fraud, and analyze campaign performance.

C. Cookies and Tracking Technologies

We use cookies, web beacons, tags, pixels, and similar technologies to:

• Personalize your experience

• Measure campaign effectiveness

• Deliver relevant advertising (interest-based or retargeted ads)

You can disable cookies through your browser settings; however, some site features may not function properly without them.

How We Use Your Information

By submitting your information on FirstCareQuote.com, you acknowledge and agree that:

• Your information constitutes an inquiry and/or application under the Telemarketing Sales Rule (16 CFR §310 et seq.) and applicable Do-Not-Call regulations.

• You expressly authorize us and our licensed insurance partners to contact you regarding ACA health insurance plans, Marketplace coverage, and related services.

We use your information to:

• Connect you with licensed insurance agents or agencies

• Provide ACA and Marketplace plan information and quotes

• Improve website functionality and marketing effectiveness

• Comply with applicable federal and state laws

• Send marketing communications, offers, and newsletters (if consented)

With Whom We Share Information

We do not sell your personal information. However, we may share it in the following ways:

1. Licensed Insurance Agents & Partners
   Your information may be shared with licensed agents and agencies authorized to sell ACA or Marketplace health plans who may contact you via phone, text, or email.

2. Service Providers & Vendors
   We may engage third-party vendors to provide hosting, analytics, marketing, or customer service support. These entities are bound by confidentiality agreements and may only use your data as instructed.

3. Legal Compliance & Business Transfers
   We may disclose your information when required by law, in response to court orders, or in connection with a merger, acquisition, or sale of assets.

Your Consent to Be Contacted (TCPA Disclosure)

By providing your contact information on this Site, you agree and acknowledge that it may be shared with licensed insurance agents who can assist you with ACA and Marketplace health plans.

You consent to receive marketing communications through:

• Phone calls (including autodialed or prerecorded calls)

• SMS or text messages

• Email correspondence

Message and data rates may apply. Your consent is not required to purchase or enroll in any insurance product or plan.

You may withdraw your consent at any time by contacting us as described below.

Opt-Out and Data Choices

You can opt out of marketing communications by:

• Emailing us at info@firstcarequote.com with “Opt-Out” in the subject line

• Following the unsubscribe link in our emails

• Replying “STOP” to text messages

If you have multiple accounts or submissions, you must submit separate opt-out requests for each.
Please note: opting out of marketing communications will not prevent transactional or legally required messages.

Data Retention

We retain personal information as long as necessary to:

• Provide requested services

• Comply with legal obligations

• Resolve disputes

• Enforce agreements

Afterward, your data may be securely deleted or anonymized.

Security of Your Information

We implement commercially reasonable security measures — including SSL encryption — to protect your personal data during transmission and storage. However, no method of internet transmission or electronic storage is completely secure, and we cannot guarantee absolute protection.

If you have concerns about the security of your personal information, contact us at info@firstcarequote.com.

Third-Party Websites and Advertising

Our Site may include links to third-party websites or advertisers. We are not responsible for their content, privacy policies, or practices. We encourage you to review their policies before sharing personal data with them.

Children’s Privacy

In compliance with the Children’s Online Privacy Protection Act (COPPA), our Site is not directed toward children under 13, and we do not knowingly collect personal information from them. If such data is discovered, it will be promptly deleted.

Your California Privacy Rights (CCPA Notice)

If you are a California resident, you may have additional rights under the California Consumer Privacy Act (CCPA), including:

• The right to know what personal data we collect

• The right to request deletion of your information

• The right to opt out of data sharing for marketing purposes

To exercise these rights, email us at info@firstcarequote.com with “CCPA Request” in the subject line.

Disclaimer Notice

First Care Quote, Inc. does not guarantee the completeness, timeliness, or accuracy of the information provided on this Site. We disclaim all warranties, express or implied, including but not limited to non-infringement, merchantability, and fitness for a particular purpose.

This Site and its Services are provided “as is.” Any links to third-party resources are offered for convenience only and do not signify endorsement.

Contact Us

For questions about this Privacy Policy or our practices, please contact:

First Care Quote, Inc.
Email: info@firstcarequote.com
Phone: +1 (754) 250-0386
Website: https://firstcarequote.com